N-no, it's not that exactly...

[ Though it is at the very least A Little Bit that ]

It's too cold in here for me without anything at all. And it'll be even worse once I've bathed. So...

[ What even is she expecting him to do here, anyway? She has the horrible suspicion that he really might just leave her to suffer through this on her own, and wouldn't that be the perfect payback for her behaviour last night... ]